All Articles Tagged As: banking

Don't privatize banks too soon (1/29/2010)

Initial findings carried out under the ESRC's World Economy and Finance research program, which comes to a conclusion with a conference in London on January 28, 2010, warn against privatizing the recently nationalized banks too soon. ...> Full Article

Consumers remain upbeat (5/20/2009)

Despite the global recession and the crisis in the banking sector, consumer confidence in financial services remains intact, according to a report compiled for the Nottingham University Business School. ...> Full Article

Research reveals best paths for success as microfinance sector grows (2/15/2009)

As the microfinance sector passes the 150 million customer mark, an intense debate continues over the movement toward greater commercialization of an arena once led by nonprofits. "Microfinance Meets the Market," just published in the new Journal of Economic Perspectives, by Jonathan Morduch of the Financial Access Initiative, housed at NYU Wagner, and Robert Cull and Asli Demirgüç-Kunt of the World Bank, reveals complementary paths to a successful expansion of the microfinance industry. ...> Full Article

Flawed deposit insurance programs need reform, banking expert says (1/6/2009)

Government insurance programs that safeguard bank deposits should be reformed to ease taxpayers' undue stake in propping up the nation's banking system, according to research by a University of Illinois finance professor. ...> Full Article

Lessons from the past can clarify banking crisis (11/14/2008)

Stricter regulation of the financial services sector is likely to result from the latest upheaval in national and global markets. It is being demanded by politicians of all parties while the Financial Services Authority, which polices the sector in the UK, has announced that it is recruiting additional staff as part of a more stringent regulatory approach. ...> Full Article

Study: Mortgage Losses On Owner-Occupied Homes Lower Than Assumed (10/6/2008)

Homeowners who are struggling with mortgages for their own residences are a relatively small part of the overall mortgage crisis, according to results of a new nationwide study of consumer balance sheets. ...> Full Article

Economist's Model Forecasted Current Economic Slowdown One Year In Advance (9/26/2008)

An economist says that a model he developed forecasted the current economic slowdown at least one year before it became apparent to most observers ...> Full Article

Expert Warns of a Conflict of Interest If Bailout Is Implemented (9/25/2008)

Expert warns that although the bailout is necessary to restore confidence and liquidity to the markets, taxpayers should pay careful attention to any conflict of interest when the bailout is implemented. ...> Full Article

Depression-era failings behind recent Wall Street bailouts, expert says (9/20/2008)

Lessons from the Great Depression are likely guiding an unprecedented wave of government bailouts now propping up American International Group Inc. and other cash-strapped financial firms ...> Full Article

Designing Solutions for Problems of 'Predatory Lending' First Requires Understanding When It Exists (9/6/2008)

Without a clear and legal definition of what predatory lending is, no one can quantify its true prevalence, and public policy can't assess what would be effective measures against it. ...> Full Article

Unclear whether or when mortgage rates will drop (8/17/2008)

Despite widespread expectation that banks should be passing on reductions in the official cash rate with cuts in mortgage interest rates, it is now very difficult to work out whether those hopes are justified. ...> Full Article

Subprime lending not main trigger of real estate bubble (8/5/2008)

Study points to 2003 credit market shift as key reason for runup in home prices ...> Full Article

Confidence a key to recent economic initiatives (7/27/2008)

Restoring confidence in the sputtering U.S. economy is at the heart of recent moves to shore up the nation's lagging financial and housing markets ...> Full Article

Security flaws in online banking sites found to be widespread (7/26/2008)

More than 75 percent of the bank Web sites surveyed had at least one design flaw that could make customers vulnerable to cyber thieves after their money or even their identity. ...> Full Article

Firm Location Determines Equity Issuance (6/26/2008)

Firms in rural areas are less likely to issue equity than firms in urban areas ...> Full Article

Is India 'banking' for a greener future? (6/16/2008)

New research investigates the extent to which leading Indian banks and companies are thinking 'green' and acting environmentally ethically ...> Full Article

Experts say overhaul proposals could worsen credit crisis (4/7/2008)

The Bush administration's sweeping plan to overhaul the nation's financial regulatory system could compound the credit crisis it seeks to cure ...> Full Article

Should Stockholders Look Beyond Earnings Per Share? (2/20/2008)

As a stockholder when you receive the company's annual report, do you typically look beyond the earnings per share? ...> Full Article

Too much security reduces trust in on-line banking (2/2/2008)

The more security measures banks impose on internet banking the more customers lose faith in the system's ability to protect their money ...> Full Article

Government intervention in subprime crisis rewards bad behavior, expert says (1/18/2008)

Bail out plan needs to help consumers ...> Full Article