All Articles Tagged As: mortgage
Despite widespread expectation that banks should be passing on reductions in the official cash rate with cuts in mortgage interest rates, it is now very difficult to work out whether those hopes are justified.
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Study points to 2003 credit market shift as key reason for runup in home prices
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U.S. Supreme Court rulings are digging into Americans' pocketbooks, contributing to staggering mortgage and consumer debt that now averages more than $53,000 for every man, woman and child in the nation
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In light of the subprime mortgage crisis that has resulted in extraordinarily high default rates on home mortgages, one might wonder what the government can do to better educate new potential homeowners. A recently published article appearing in the Journal of Policy Analysis and Management found that borrowers who complete homeownership education and counseling (HEC) programs are more informed about when to make refinancing decisions. The effectiveness of education and counseling varies by the type of program.
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Fallout from the subprime meltdown is now spreading from the residential to commercial real estate sectors, but the outlook for Florida remains stable because of the fundamentals of good climate and in-migration, according to the latest University of Florida survey.
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With the housing market still skidding, consumers tightening their belts and the job market clearly weakening, the first half of this year will continue to be tough for the U.S. economy. But it gets better later this year and next
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Americans may own a larger share of their homes than is suggested by a recent Federal Reserve report, according to a new nationwide survey.
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